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Another Year Defying The Headlines | Industry Insights

Writer: 7 Financial Planning7 Financial Planning

As the festive season approaches, it’s easy to get swept up in the chaos—not just from planning Christmas dinners and finding the perfect gifts, but from the endless chatter of the news cycle. You know the one: dramatic headlines, dire predictions, and talking heads arguing over “catastrophes” that feel worlds away.


Let’s call it the "Screen of Doom" (SOD). It’s always on, blaring stories about people we’ll never meet in places we’ll probably never go, suffering fates beyond our control. It’s no wonder it leaves us feeling drained. And yet, amidst all the noise, life quietly carries on. The sun still rises, elections come and go, and—believe it or not—we’re living in one of the best times in human history.


Of course, the media doesn’t like quiet. It thrives on drama, especially during the slow news period leading up to Christmas. Cue the recycled narratives, sensationalist market predictions, and overhyped scandals. If there’s a vacuum, you can bet it’ll be filled—whether it’s accurate or not.


Here’s the truth: those gloomy forecasts about the economy, markets, or anything else? They’re often way off the mark. Yet, we still see headlines urging us to panic or prepare for disaster. But what if we focused on what’s happening right now instead of stressing over what might happen?


This Christmas, I invite you to tune out the noise, spend time with the people who matter most, reflect on what’s going well rather than what could go wrong, take a break from the endless scroll of news, and, if you’re feeling brave, hide the remote for a few days.


Gratitude is the best antidote to worry.


So, pour yourself a glass of Baileys (the salted cameral one from Tesco is just delicious!), enjoy some festive cheer, and embrace the moment. Everything else can wait.


Reflection


2024 has been a positive year for investment markets, a great reminder that markets often prove more resilient than we expect. However, it’s also important to keep in mind that not every year will look like this one.


As the chart shows, history is a mix of ups and downs, but the trend has been positive for patient investors over the long term. This is why sticking to a well-thought-out plan is so important even during challenging times.


So, while it’s worth celebrating a good year, remember that investing is a marathon, not a sprint. Staying focused on your long-term goals, rather than reacting to short-term market noise, is what truly makes the difference.


Here’s to keeping perspective and staying the course—no matter what the headlines may say in the year ahead!


Wishing you and your loved ones a Merry Christmas and a peaceful New Year.

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